SacRealEstate

Folsom continues to stand out among other cities in California. In a new report released Thursday by finance website SmartAsset, Folsom tied for No. 5 of the best places to live in California. Folsom Real Estate Agents will boast about the excellent schools, beautiful family-oriented neighborhoods and outstanding shopping, dining and cultural options. Although Folsom has the flavor of a small city, it does not lack the conveniences of modern living. It has ample shopping and cultural facilities, either in town or within a few minutes drive, and there are plans for more. It also has new hospital facilities and an expanding corps of professional specialists, including doctors, lawyers and financial consultants. Today Folsom is a forward-looking city, a high-tech town, with firms ranging from small to large international corporations. Folsom also boasts excellent schools, beautiful family-oriented neighborhoods and outstanding shopping, dining and cultural options. The General Plan ...

Property Managers - Don't Get Burned with Fake References When you have an empty rental, your property management company will tell you that finding the right tenant can be a challenge, especially as you feel the financial pressure a vacancy brings. As a property owner or investor, that’s why you have screening procedures for rental applications in place (like our top 10 tenant screening tips) to protect your investment and ensure you’re filling the unit with a top-notch, trustworthy renter. In addition to the standard background and credit checks, get one or two former landlord references. You know, landlords tend to look out for each other and will give you solid info. However, it’s surprisingly common for some potential tenants to ask a friend or pay a service that specializes in fabricating references and documents to fake a letter or phone call detailing their key qualifications as a tenant. Don’t believe us? Just check out this real world scenario—this really happens. A...

A mortgage broker acts as an intermediary who brokers mortgage loans on behalf of individuals or businesses. Traditionally, banks and other lending institutions have sold their own products. ... Mortgage brokers exist to find a bank or a direct lender that will be willing to make specific loan an individual is seeking. What is a mortgage broker? A mortgage broker acts as a middleman between you and potential lenders. The broker’s job is to work on your behalf with several banks to find mortgage lenders with competitive interest rates that best fit your needs. Mortgage brokers have a well-developed stable of lenders they work with, which can make your life easier. Mortgage brokers are licensed and regulated financial professionals. They do a lot of the legwork — from gathering documents from you to pulling your credit history and verifying your income and employment — and use the information to apply for loans for you with several lenders in a short time frame. Mortgage brokers a...